![Clearpay icon](/media/export/cms/clearpay/Clearpay_COL_Logo@2x.png)
HOW IT WORKS
Get what you want today, pay it in four instalments, always interest-free.
![Shopping bag icon](/media/export/cms/clearpay/Clearpay_HowTo_Icon1@2x.png)
Add your favourites to cart
![Laptop icon with Clearpay arrows](/media/export/cms/clearpay/Clearpay_HowTo_Icon2@2x.png)
Select Clearpay at checkout
![Laptop icon user and tick icon](/media/export/cms/clearpay/Clearpay_HowTo_Icon3@2x.png)
Log into or create your Clearpay account, instant approval decision
![Circle icon divides into 4 segments](/media/export/cms/clearpay/Clearpay_HowTo_Icon4@2x.png)
Your purchase will be split into 4 payments, payable every 2 weeks
Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24.
Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms.